Unlock Your Dream Home with the Home in Five Platinum Down Payment Assistance Program 🏡✨

Are you a renter dreaming of homeownership but feeling held back by the upfront costs? You’re not alone. One of the biggest hurdles for first-time homebuyers is saving for a down payment. But what if you didn’t have to wait years to save up? What if there was a program that could help you get into a home sooner than you thought possible?

Good news—there is! The Home in Five Platinum program is designed to help renters and first-time buyers in Maricopa County (including Phoenix) break free from renting and step into homeownership with down payment assistance of up to 4% of the mortgage amount. 💰🏡

This program can be a game-changer, especially in today’s real estate market, where home prices continue to rise. Instead of waiting and watching prices climb, you could be investing in your own future right now. 🚀

How the Home in Five Platinum Program Works

The Home in Five Platinum program provides financial assistance to qualified homebuyers who want to purchase a primary residence in Maricopa County (excluding Paradise Valley). 🏘️

Here’s what makes it so powerful:

✅ Up to 4% Down Payment Assistance – This is a grant that can be used for your down payment or closing costs, making homeownership much more accessible.
✅ Forgivable After 7 Years – If you stay in the home for at least seven years, you don’t have to pay it back!
✅ Low Mortgage Rates – Home in Five Platinum partners with approved lenders to offer competitive mortgage rates.
✅ No First-Time Buyer Requirement – While it's great for first-time homebuyers, you don’t have to be one to qualify.

This program is designed to help you make the leap from renting to owning, building equity, and creating long-term financial stability. 📈💪

Who Qualifies for Home in Five Platinum?

To take advantage of this incredible opportunity, you must meet income and purchase price limits set by the program.

Income Limits for 2025 💵

Your household income must fall within the following limits:

Household Size Non-Targeted Areas Targeted Areas 1-2 persons $96,072 $112,200 3+ persons $110,483 $130,900

💡 What’s the difference between targeted and non-targeted areas?

• Targeted Areas 🏡: These are specific neighborhoods that need more homeownership opportunities. Because of this, they have higher income limits and sometimes better terms.

• Non-Targeted Areas 🏙️: These are regular residential areas in Maricopa County where the standard income limits apply.

Purchase Price Limits for 2025

The home you’re buying must also be within the program’s price limits:

• Non-Targeted Areas: $543,644

• Targeted Areas: $664,453

This means you can buy a home within these price ranges and still qualify for assistance! 🎉

Why This Program is a Game-Changer for Renters

If you’re currently renting, you may feel like homeownership is out of reach because of high down payment requirements. But with Home in Five Platinum, you can bridge the gap and finally buy your first home without waiting years to save.

💡 Think about it—your rent money is going toward someone else’s mortgage. Why not invest in your OWN future?

Here’s why now is the perfect time to make the move:

🏡 Homeownership builds wealth – Every mortgage payment you make builds your equity, not your landlord’s.
💰 You get tax benefits – Homeowners often qualify for deductions that renters don’t.
📈 Real estate is an appreciating asset – Unlike rent, which increases every year, your mortgage payment stays fixed if you choose a fixed-rate loan.
🎯 Stability and freedom – No more worrying about lease renewals or rent hikes. Your home is yours!

How to Get Started 🚀

If you’re ready to go from renter to homeowner, the first step is talking to an approved lender who participates in the Home in Five Platinum program.

Here’s what you need to do:

✅ Check your eligibility – Make sure your income and the home you want to buy fall within the program’s limits.
✅ Work with a participating lender – They will guide you through the application process and help you secure a mortgage.
✅ Find your dream home – Partner with a real estate agent (like me! 😉) who understands the program and can help you find the perfect home.
✅ Secure your down payment assistance – Once approved, you’ll receive up to 4% assistance to help with your down payment and closing costs.

💡 TIP: Even if you’re not 100% sure you qualify, reach out anyway! There may be additional programs available to help.

Don’t Wait—Take the First Step Today!

Owning a home is one of the most powerful ways to build wealth, security, and stability in your life. The Home in Five Platinum program makes it easier than ever to achieve that dream without having to save for years.

🏡 Are you ready to stop renting and start building your future? Let’s chat!

📞 623-400-5957 Call or text me today to find out if you qualify and start your home buying journey!

Your dream home is closer than you think. 🚪🔑💙

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